Need an appraisal in Ogden or Weber County?

Here are the top reasons Utah homeowners order from J. Kelly Goddard, Jr.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to reduce your mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
Settle an estate in Utah by determining the true market value of real estate


	Do you own a home in or near Ogden? Do you need help determining the value of your real estate? Contact J. Kelly Goddard, Jr..

We at J. Kelly Goddard, Jr. understand the unique needs of a customer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at J. Kelly Goddard, Jr., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Challenge Tax Assessment

Let's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from J. Kelly Goddard, Jr. is your #1 weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. J. Kelly Goddard, Jr. is qualified in helping folks just like you do away with undesirable PMI insurance.

Was your HELOC recently frozen?

If your property is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from J. Kelly Goddard, Jr. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.